Warrior Retirement

Federal Health Benefits · 2026 Decision Guide FEHB vs. Medicare Part B in 2026: Should Federal Retirees Enroll — Or Is FEHB Enough? The most confusing healthcare decision every federal retiree faces at age 65 — decoded. Here is exactly what each option costs, when Part B makes sense, when it does not, and what you must do in the next 8 months to avoid a permanent penalty. 📅 April 4, 2026 ⏱ 16 min read 🛡 Warrior Retirement When you turn 65, the Medicare mailings start flooding your mailbox. Warnings about late enrollment penalties. Advertisements for Medicare Advantage plans. Phone calls from insurance agents. The message from the private sector is clear: you must enroll in Medicare, or else. But you are not a private-sector worker. You are a federal employee — and the rules are completely different. As a federal retiree, you have something most Americans lose the moment they ...

TSP Strategy · 2026 Withdrawal Guide TSP Withdrawal Strategy: The Complete Federal Retiree's Guide to Taking Money Out Without Getting Crushed by Taxes Most federal employees spend 30 years building their TSP. Very few prepare for the withdrawal phase — where the biggest and most permanent mistakes happen. Here is the complete tactical guide. 📅 April 4, 2026 ⏱ 17 min read 🛡 Warrior Retirement You have spent your entire federal career contributing to your TSP. You watched the balance grow. You made investment decisions, survived market crashes, and stayed the course. And now the question is no longer how do I put money in — it is how do I take money out without handing a massive chunk of it to the IRS? This is where most federal retirees are completely unprepared. The accumulation phase is forgiving — mistakes can be corrected over years of continued contributions. The withdrawal p...