Warrior Retirement

FEGLI Life Insurance · 2026 Decision Guide FEGLI Life Insurance in Retirement: What Federal Employees Must Know Before Costs Balloon The life insurance that cost you $15 per paycheck at age 45 can cost $300+ per month by age 70 — for the same coverage. Here is exactly how FEGLI works in retirement, what it will cost you at every age, and whether keeping it makes financial sense. 📅 April 5, 2026 ⏱ 11 min read 🛡 Warrior Retirement Federal employees receive affordable life insurance through the Federal Employees Group Life Insurance (FEGLI) program during their working years. Basic coverage, Option A, Option B, and Option C provide protection at group rates that feel like a great deal — because they are, while you are employed. Retirement changes everything. FEGLI premiums explode after age 65. The very coverage that felt affordable at $30 per month during your career can cost $400–$600 per month in your late 60s and 70s — for coverage whose value keeps declinin...

VERA & VSIP · 2026 Complete Decision Guide VERA and VSIP in 2026: The Complete Guide to Federal Early Retirement Buyout Offers Tens of thousands of federal employees are being offered early retirement incentives in 2026. Before you sign anything, understand exactly what you are giving up, what you are gaining, and how to calculate whether the buyout makes financial sense for your specific situation. 📅 April 5, 2026 ⏱ 13 min read 🛡 Warrior Retirement In 2026, the federal workforce is experiencing an unprecedented wave of early separation incentives. The Voluntary Early Retirement Authority (VERA) and the Voluntary Separation Incentive Payment (VSIP) are being offered across dozens of agencies — and many federal employees are receiving these offers with little time to evaluate them carefully. Accepting a VERA/VSIP offer without fully understanding the financial math can cost you tens of thousands of dollars in lost pension income over a 20–30 year retirement...

FERS Retirement Eligibility · 2026 Complete Guide FERS MRA Complete Guide: Know Your Exact Minimum Retirement Age and All Your Options Your MRA determines every retirement path available to you. Look up your exact age, understand what it means, calculate your pension under each scenario, and avoid the mistakes that permanently reduce your annuity. 📅 April 6, 2026 ⏱ 16 min read 🛡 Warrior Retirement Before you can plan your federal retirement, you need to know one number above all others: your Minimum Retirement Age (MRA) . It is the foundation of every retirement decision you will make — what paths are available to you, when you can retire without penalty, and whether you qualify for an immediate annuity, the FERS Supplement, and lifetime FEHB coverage. Most federal employees know roughly when they can retire. Far fewer know their exact MRA, the precise pension reduction they face under MRA+10, or how a single year of additional service can change their r...