Warrior Retirement

👶 2026 Legacy Planning Legacy & Children's Accounts: The Trump Account Era A new era of children's savings is here. Here is everything federal employees and retirees need to know about building generational wealth in 2026 — including the new "Trump Accounts," 529s, custodial accounts, and Roth IRAs for kids. 📅 April 10, 2026 ⏱ 13 min read 🛡 Warrior Retirement $5,000 Trump Account One-Time Seed $36,000 2026 Gift Tax Exclusion Per Child $36,000 Annual 529 Contribution No Gift Tax $13.99M 2026 Lifetime Estate Exemption Federal employees spend decades building wealth through their TSP, FERS pension, and Social Security. But generational wealth — the kind that passes tax-efficiently to children and grandchildren — requires a completely different set of tools. In 2026, a wave of new legislation and expiring provisions is reshaping how Americans can save for children. The so-called ...

2026 Tactical Briefing · TSP Strategy TSP Roth In-Plan Conversions in 2026: The Complete Guide for Federal Employees Converting Traditional TSP dollars to Roth TSP is one of the highest-leverage tax moves available to federal employees and retirees — and 2026 is shaping up to be one of the best years to do it. This guide walks you through how in-plan conversions work, when they make sense, the exact tax math, and the multi-year strategy that can save you tens of thousands in lifetime taxes. 📅 Updated April 2026  ·  ⏱ 20 min read  ·  🛡 Warrior Retirement Editorial $0 Tax on qualified Roth withdrawals later 12% Bracket many retirees can convert at 8 yrs Typical conversion window: 62 to 70 73 Age RMDs begin under SECURE 2.0 📑 What This Guide Covers What Is a TSP Roth In-Plan Conversion? ...