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Showing posts with the label federal employee TSP

TSP Fund Options Explained in 2026: C Fund vs G Fund vs Lifecycle Funds for Federal Employees

📊 2026 Complete TSP Guide TSP Fund Options Explained: C Fund vs G Fund vs Lifecycle Funds Every TSP fund — the G, F, C, S, I, and Lifecycle series — explained in plain language with verified 2026 IRS limits, real performance numbers, concrete dollar examples, risk ratings, and interactive tools to find the right mix for your career stage. 📅 Updated April 2026 ⏱ 20 min read ✅ Numbers verified from TSP.gov Bulletin 25-3 👤 All Career Stages ✅ Numbers Verified — April 7, 2026: All 2026 TSP contribution limits in this article have been verified against TSP Bulletin 25-3 (Nov 19, 2025) . The 2026 elective deferral limit is $24,500 (up from $23,500 in 2025). Age 50–59 and 64+ catch-up is $8,000 . Super Catch-Up ages 60–63 is $11,250 . Annual Additions Limit is $72,000 . 📋 Official 2026 TSP Contribution Limits — Source: TSP Bulletin 25-3 $24,500 Elective Deferral Limit Under age 50 — IR...

TSP Contribution Limits for 2026: Complete Guide for Federal Employees and Military Members

The IRS has updated TSP contribution limits for 2026 , and every federal employee and military member needs to know exactly how much they can save this year. Getting this wrong means either leaving money on the table or accidentally over-contributing — both costly mistakes. This guide from Warrior Retirement gives you the complete breakdown of every 2026 TSP limit , agency matching rules, and the tactical strategies to squeeze every dollar of tax-advantaged growth out of your Thrift Savings Plan . 2026 TSP Contribution Limits: The Complete Breakdown Regular Employee Contributions (Elective Deferral Limit) The 2026 annual limit for regular TSP contributions is $23,500 . This applies to all federal employees and military members regardless of age. This is the maximum you can contribute from your own paycheck through traditional or Roth TSP contributions. Catch-Up Contributions (Ages 50+) If you are age 50 or older at any point during 2026, you can contribute an additional $...