Will & Estate Planning: The 2026 Tax Cliff
⚖️ 2026 Estate Planning Alert Will & Estate Planning: The 2026 Tax Cliff The $13.99 million estate tax exemption expires December 31, 2026. For federal employees with pensions, TSP balances, property, and life insurance — the clock is ticking. Here is what you must do before the cliff arrives. 📅 April 10, 2026 ⏱ 15 min read 🛡 Warrior Retirement $13.99M 2026 Estate Exemption (Expires Dec 31) ~$7M Estimated 2027 Exemption if Cliff Hits 40% Federal Estate Tax Rate Above Exemption Dec 31 2026 — Deadline for Current Rules ⚡ Quick Answer — The 2026 Tax Cliff The Tax Cuts and Jobs Act of 2017 doubled the federal estate and gift tax exemption to approximately $13.99 million per person ($27.98 million per married couple) in 2026. Unless Congress acts, this exemption automatically drops by approximately 50% on January 1, 2027 — reverting to roughly $7 million per person. For federal employees with a p...