Legacy & Children's Accounts: The Trump Account Era
👶 2026 Legacy Planning Legacy & Children's Accounts: The Trump Account Era A new era of children's savings is here. Here is everything federal employees and retirees need to know about building generational wealth in 2026 — including the new "Trump Accounts," 529s, custodial accounts, and Roth IRAs for kids. 📅 April 10, 2026 ⏱ 13 min read 🛡 Warrior Retirement $5,000 Trump Account One-Time Seed $36,000 2026 Gift Tax Exclusion Per Child $36,000 Annual 529 Contribution No Gift Tax $13.99M 2026 Lifetime Estate Exemption Federal employees spend decades building wealth through their TSP, FERS pension, and Social Security. But generational wealth — the kind that passes tax-efficiently to children and grandchildren — requires a completely different set of tools. In 2026, a wave of new legislation and expiring provisions is reshaping how Americans can save for children. The so-called ...