Warrior Retirement

⚖️ 2026 Estate Planning Alert Will & Estate Planning: The 2026 Tax Cliff The $13.99 million estate tax exemption expires December 31, 2026. For federal employees with pensions, TSP balances, property, and life insurance — the clock is ticking. Here is what you must do before the cliff arrives. 📅 April 10, 2026 ⏱ 15 min read 🛡 Warrior Retirement $13.99M 2026 Estate Exemption (Expires Dec 31) ~$7M Estimated 2027 Exemption if Cliff Hits 40% Federal Estate Tax Rate Above Exemption Dec 31 2026 — Deadline for Current Rules ⚡ Quick Answer — The 2026 Tax Cliff The Tax Cuts and Jobs Act of 2017 doubled the federal estate and gift tax exemption to approximately $13.99 million per person ($27.98 million per married couple) in 2026. Unless Congress acts, this exemption automatically drops by approximately 50% on January 1, 2027 — reverting to roughly $7 million per person. For federal employees with a p...

👶 2026 Legacy Planning Legacy & Children's Accounts: The Trump Account Era A new era of children's savings is here. Here is everything federal employees and retirees need to know about building generational wealth in 2026 — including the new "Trump Accounts," 529s, custodial accounts, and Roth IRAs for kids. 📅 April 10, 2026 ⏱ 13 min read 🛡 Warrior Retirement $5,000 Trump Account One-Time Seed $36,000 2026 Gift Tax Exclusion Per Child $36,000 Annual 529 Contribution No Gift Tax $13.99M 2026 Lifetime Estate Exemption Federal employees spend decades building wealth through their TSP, FERS pension, and Social Security. But generational wealth — the kind that passes tax-efficiently to children and grandchildren — requires a completely different set of tools. In 2026, a wave of new legislation and expiring provisions is reshaping how Americans can save for children. The so-called ...