TSP Contribution Limits for 2026: Complete Guide for Federal Employees and Military Members
The IRS has updated TSP contribution limits for 2026 , and every federal employee and military member needs to know exactly how much they can save this year. Getting this wrong means either leaving money on the table or accidentally over-contributing — both costly mistakes. This guide from Warrior Retirement gives you the complete breakdown of every 2026 TSP limit , agency matching rules, and the tactical strategies to squeeze every dollar of tax-advantaged growth out of your Thrift Savings Plan . 2026 TSP Contribution Limits: The Complete Breakdown Regular Employee Contributions (Elective Deferral Limit) The 2026 annual limit for regular TSP contributions is $23,500 . This applies to all federal employees and military members regardless of age. This is the maximum you can contribute from your own paycheck through traditional or Roth TSP contributions. Catch-Up Contributions (Ages 50+) If you are age 50 or older at any point during 2026, you can contribute an additional $...